Wednesday, May 24, 2017

Paytm Payments Bank is now live: Here’s how to opt out, what it means

Paytm Payments Bank, Paytm Bank, Paytm, Paytm Wallet, How to paytm, Paytm India, Paytm money, Technology, Technology News
Paytm has launched Paytm Payments Bank in India on May 23

Paytm’s Payments Bank is now operational from Tuesday, May 23. The parent company One97 Communications received final licence for Paytm Payments Bank from RBI last week and today while making an announcement, the company said that, by default, all Paytm wallet accounts will automatically be migrated to Paytm Payments Bank. But users do have an option to opt out, if they do not wish to continue.
Paytm is also sending notification messages and emails to customers regrading the same. The message reads, “One97 Communications Ltd will be transferring the Wallet business to Paytm Payments Bank Ltd on 23 May, 2017. If you wish not to continue with your Wallet with Paytm Payments Bank, you can opt out before 23 May, 2017 by sending an email to”.
Paytm Payments Bank doesn’t need any minimum balance, there will be no online transactions charges and all users will get free virtual debit card. However, account holders will be able to request for a physical chequebook, debit card and demand drafts by paying a nominal fee.
How to opt out of Paytm Payments Bank?
All current active Paytm wallet users who do not wish to continue with the Paytm Payments Bank need to write to Paytm on or before May 23, 2017.
1. Users can email Paytm help – ‘’
2. Visit ‘’ to opt out

What does it mean, if you do not opt for Paytm Payments Bank?
If you are discontinuing with Paytm Payments Bank, then your Paytm wallet will also become inactive,  although you’ll be able to redeem your balance. But if you decide to continue, your wallet will now automatically be a part of the Paytm Payments bank.
How will you get your wallet money back?
Customers who discontinue with Paytm wallet will have to send an email to Paytm within 15 days of notifying their choice.
Users will need to send following details to Paytm to get their money in bank account.
1. Account Holder’s Name
2. Account Number
3. IFSC code of bank

Paytm will soon roll out a new banking app for Paytm Payments Bank account holders. Initially, it will be available on an invite-only basis, but first Paytm will roll out a limited version of the banking app for Paytm employees and associates.
Any other Paytm user for now can request an invite by logging onto or through updated Paytm app.

Friday, May 19, 2017

3 reasons why Google Lens won

There were plenty of cool announcements at Google I/O, the company's annual developer conference. But the one that got us really excited is Google Lens. Lens is not a piece of hardware, but rather a behind-the-scenes piece of software that can recognize text and objects from a picture or camera. It analyzes and contextualizes what it sees in real time and shares that info quickly.
It sounds pretty dry on paper (Google uses phrases like "machine learning," "vision-based computing" and "artificial intelligence" to describe it), but when it was demoed at the conference, it was actually pretty neat -- even garnering some "oohs" and "ahhs" from the audience.
Here are the three ways Google Lens works, as well as a few real-world scenarios where it may come in handy, and why we're excited about it.

You can identify objects on the fly

With Google Lens, you can point your phone at an unknown object (say, a flower), and it will help identify what it is. In the example Google used, Lens identified a flower species named Milk and Wine Lily.
We're not too sure how extensive this feature is, but since Google Assistant can already identify monuments and landmarks from photos, we wouldn't be surprised if you could point your phone at a building and Google Lens could identify it as, say, the Eiffel Tower in Paris or Brandenburg Gate in Berlin.
In addition to flowers, it'd be great if it could identify birds for the amateur ornithologist or cars for the car enthusiast.

You can sign into Wi-Fi without breaking your back

The biggest audience reaction Lens got at I/O was when it read the name and password of a Wi-Fi network on a router, then automatically signed and connected the phone to the network. The idea that Lens can carry out a multistep task (not to mention solve that familiar first-world problem of crawling under a desk and taking a picture of someone's 17-character-long password) is exciting and makes us speculate what else it could do.

google-io-wi-fi.gifLens makes signing onto WiFi networks a breeze.

Perhaps it can autoconnect to Bluetooth after you scan an object's product number, or carry out a purchase on Android Pay after you scan a barcode, or add an event to your Google Calendar after scanning a flyer.

You can get the lowdown on nearby places

Lens can also scan the facade of nearby businesses and call up info and reviews of that particular place. This makes a lot of sense given Google's expansive database of places, photos and streets. We wouldn't be surprised if Lens could identify text and signages of other things, like how Google Translate can already translate different languages of signs when you point your camera to them. Calling up more info for other things like wine labels (third-party apps like Vivino and Samsung's AI Bixby Vision already do this), food packaging and medicine labels.
We haven't tried Google Lens out for ourselves, but from what we've seen so far, it's pretty nifty and easy to use, and we're looking forward to when it rolls out (whenever that will be).

Forget rainbow vomit. Google Lens is AR you can actually use

Google's new technology lets you search with your phone's camera. It's augmented reality beyond photo filters.
Google Lens can tell you what type of flower you're looking at. Just point your camera at it.

Snapchat made a big mark on augmented reality by putting digital flower crowns on real people. Now Google may make its own mark by showing you digital information about real flowers.

On Wednesday, the search giant announced a big push into augmented reality, which overlays digital images on what you'd normally see through a camera.
The new technology, announced at the company's I/O developer conference, is called Google Lens. It's a way to use your phone's camera to search for information. For example, point your camera at that flower and Google will tell you what kind it is. Point it at a book, and you get information on the author and see reviews. Ditto with restaurants: You'll be able to see reviews and pricing information on a little digital card that appears above the building on your phone's screen.
With Lens, Google can "understand what you're looking at and help you take action," CEO Sundar Pichai said on stage Wednesday. "We can give you the right information in a meaningful way."
Google is first launching Lens in the Assistant, its digital helper software, and in Google Photos. It will be available at an unspecified date "later this year."
Google Lens marks a big, ambitious attempt by a mainstream company to get into augmented reality in a way we haven't much seen yet. Snapchat, Facebook and Instagram (owned by Facebook) use AR for now to make you laugh and smile with filters like rainbow vomit or Iron Man masks. That stuff is important, but Google is taking a different approach when it comes to AR: utility.
"There are these other aspects of AR that involve creative expression," Aravind Krishnaswamy, head of engineering at Google Photos, said in an interview. "That's not what we're trying to do."
Others are trying to get the AR engine revving. Pinterest has a similar feature also called Lens, but it's mostly focused on buying. Microsoft has long been pushing AR through its HoloLens headset, but there's no consumer product in sight. Because Google is employing its technology in widely used Android phones, it has the scale to reach a massive audience once it launches.
For Google, it's important to expand search beyond its iconic homepage. The world is a lot different than when Larry Page and Sergey Brin started the company as graduate students at Stanford. Search was a thing for desktop computers and typing on a keyboard. Now -- who knows? It's for tapping on a smartphone screen, barking orders at a device in your kitchen or, if Mark Zuckerberg gets his way, eventually sending your thoughts straight to a computer.
Google knows the way of the world is changing, and it's trying to get out in front.

'Get stuff done'

Right now, AR is having a moment. Last September, when Snapchat renamed itself Snap and started calling itself a "camera company," people were baffled. But the young upstart realized the time was right for phone cameras to take advantage of augmented reality. Facebook, sensing that Snapchat was onto something, decided to build the future of its app around smartphone cameras, too. Last month, Zuckerberg announced a new augmented reality platform, which invites outside developers to create AR experiences for Facebook.
The promise of augmented reality is profound. With a good pair of AR glasses, you might be able to tell if your kid has a fever just by looking at him or her. You might never have to buy a TV again if you could just project a big screen over your eyes. And you'll never experience the awkwardness of forgetting someone's name, because it will appear right over their head.
Of course, we're not there yet. But Google thinks it can lead the way because of everything it knows about you and the world. That's where being a search company comes in handy. Google is taking its big trove of data and trying to make it three-dimensional.
"It's our core mission, accessing the world's information," Gummi Hafsteinsson, product lead for the Assistant, said in an interview, citing Google's mission statement. "Images are just another part of that."
What Google has going for it is scale, said Chirag Dekate, a research director at Gartner. Google has a good shot at being accurate with the information it presents in AR because of Google's knowledge about your surroundings. Companies like that have a "distinct data advantage," he said.
To be sure, Facebook and Snapchat have AR plans beyond photo filters. Facebook is working on AR glasses, but that will take years. And Snapchat has its Spectacles glasses, which will likely be a vehicle for more advanced AR. But for now, they are mostly just for taking snaps.
Google's goal is to be helpful. David Lieb, product lead for Google Photos, in an interview summed up the approach: "We're doing this to help you get stuff done."

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